:root{--ink:#172033;--muted:#667085;--line:#e4e7ec;--brand:#5b43d6;--brand2:#3925a8;--bg:#f7f8fc;--card:#fff;--good:#087443}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:1100px;margin:auto;padding:0 20px}
header{background:#fff;border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:17px 0}.logo{font-weight:900;font-size:1.25rem;letter-spacing:-.04em;color:var(--ink)}.logo span{color:var(--brand)}.navlinks{display:flex;gap:18px;flex-wrap:wrap;font-size:.94rem}
.hero{padding:48px 0 28px}.eyebrow{color:var(--brand);font-weight:800;text-transform:uppercase;letter-spacing:.09em;font-size:.76rem}.hero h1{font-size:clamp(2rem,5vw,3.25rem);line-height:1.12;letter-spacing:-.045em;margin:8px 0 14px}.hero p{max-width:760px;color:var(--muted);font-size:1.08rem}
.layout{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(250px,.8fr);gap:22px;padding:10px 0 45px}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 28px rgba(16,24,40,.035)}.card h2{margin:0 0 14px;font-size:1.3rem}.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}label{font-weight:700;font-size:.9rem}input,select{width:100%;padding:12px 13px;border:1px solid #cfd4dc;border-radius:10px;background:#fff;color:var(--ink);font:inherit}input:focus,select:focus{outline:3px solid #ded9ff;border-color:var(--brand)}button{border:0;border-radius:11px;background:var(--brand);color:#fff;padding:12px 18px;font:inherit;font-weight:800;cursor:pointer}button:hover{background:var(--brand2)}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.secondary{background:#efedff;color:var(--brand2)}.result{background:#f2f0ff;border:1px solid #ded9ff;border-radius:14px;padding:18px;margin-top:18px}.result .big{font-size:clamp(1.5rem,3vw,2.1rem);font-weight:900;line-height:1.25;overflow-wrap:anywhere}.muted{color:var(--muted)}.result-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:12px}.metric{padding:12px;background:#fff;border-radius:10px;border:1px solid var(--line)}.metric strong{display:block;font-size:1.1rem}.content{padding:0 0 45px}.content .card{margin-bottom:18px}.content h2{margin-top:0}.content h3{margin-bottom:5px}.content p,.content li{color:#475467}.faq details{border-top:1px solid var(--line);padding:14px 0}.faq summary{font-weight:800;cursor:pointer}.toolgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.toolitem{padding:16px;border:1px solid var(--line);border-radius:12px;background:#fff}.toolitem strong{display:block}.disclaimer{font-size:.88rem;color:var(--muted)}footer{background:#101828;color:#d0d5dd;padding:28px 0}footer a{color:#fff}footer .foot{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}.tab{background:#fff;border:1px solid var(--line);color:var(--ink);padding:10px 13px;border-radius:999px}.tab.active{background:var(--brand);color:white;border-color:var(--brand)}.tabpanel[hidden]{display:none}.notice{padding:12px 14px;background:#fff8e6;border:1px solid #ffe2a8;border-radius:10px;color:#7a4d00;font-size:.9rem}
@media(max-width:800px){.layout{grid-template-columns:1fr}.toolgrid{grid-template-columns:repeat(2,minmax(0,1fr))}.nav{align-items:flex-start;flex-direction:column}.fields{grid-template-columns:1fr}.hero{padding-top:32px}}
@media(max-width:480px){.wrap{padding:0 14px}.card{padding:18px}.toolgrid{grid-template-columns:1fr}.result-grid{grid-template-columns:1fr}}